Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$878M
Net Loans
$889M
Net Income
$1M
ROA
0.37%
Below avg for Community banks. Peer avg: 0.90%
ROE
3.57%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 145 | 75.86% | 13.10% |
| 2023 | 201 | 74.13% | 8.46% |
| 2022 | 315 | 73.97% | 12.06% |
| 2021 | 435 | 76.78% | 8.51% |
| 2020 | 461 | 66.81% | 12.36% |
| 2019 | 419 | 73.99% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Satisfactory | Intermediate Small Bank |
| Jun 2019 | Satisfactory | Intermediate Small Bank |
| Apr 2016 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
6
Branch Deposits
$859M
1-Year Change
0
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Preview:
| 2018 | 381 | 71.39% | 13.91% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red