🏦Bank Scorer

This institution is no longer active

Operations ceased on July 16, 2003. CRA examination history below reflects the period it was active.

PEND OREILLE BANK

PONDERAY, ID · Supervised by FDIC

Est. 1982FDIC #23,745RSSD: FDIC-23745
Part ofPEND OREILLE BCORP→ View all charters
Outstanding Same

Current rating · Exam: January 2000

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.06%

Institution Profile

FDIC BankFind

Address

476655 Highway 95 North, PONDERAY, ID

County

Bonner County

Established

February 8, 1982

Total Assets

$66M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 2000

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$66M

Total Deposits

$58M

Net Loans

$49M

Net Income

$20K

ROA

0.06%

ROE

0.73%

Risk-Based Capital

12.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/8ae17901-9c5d-48be-a1fd-ce6090de9cc0"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: