🏦Bank Scorer

This institution is no longer active

Operations ceased on September 2, 2025. CRA examination history below reflects the period it was active.

PCSB BANK

BREWSTER, NY · Supervised by FDIC

Est. 1871FDIC #15,995RSSD: FDIC-15995
Part ofBROOKLINE BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.63%

Institution Profile

FDIC BankFind

Address

2477 Route 6, BREWSTER, NY

County

Putnam County

Established

January 1, 1871

Total Assets

$2.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2021

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$2.1B

Total Deposits

$1.8B

Net Loans

$1.3B

Net Income

$7M

ROA

0.63%

ROE

4.57%

Risk-Based Capital

15.80%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

15

Branch Deposits

$1.8B

1-Year Change

0

5-year net change: -1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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