This institution is no longer active
Operations ceased on August 1, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$200M
Total Deposits
$168M
Net Loans
$133M
Net Income
$875K
ROA
0.86%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.60%
Risk-Based Capital
25.81%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 634 | 93.53% | 3.00% |
| 2020 | 668 | 91.32% | 1.95% |
| 2019 | 239 | 88.7% | 2.09% |
| 2018 | 231 | 87.45% | 2.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2011 | Satisfactory | Small Bank |
| Aug 2008 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Established
Total Assets