Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$771M
Net Income
$1M
ROA
0.52%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.80%
Risk-Based Capital
16.25%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 791 | 76.86% | 8.60% |
| 2022 | 977 | 78.61% | 5.02% |
| 2021 | 1,761 | 85.52% | 1.82% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Intermediate Small Bank |
| Oct 2021 | Satisfactory | Intermediate Small Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1996
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Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$843M
1-Year Change
0
5-year net change: -1 branches
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