🏦Bank Scorer

PATRIOT BANK, NATIONAL ASSOCIATION

STAMFORD, CT · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1994FDIC #33,928
Satisfactory Same

Current rating · Exam: June 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.52%

Institution Profile

FDIC BankFind

Address

999 Bedford St, STAMFORD, CT

County

Western Connecticut County

Established

August 31, 1994

Total Assets

$1.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 2, 2025

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jun 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.2B

Total Deposits

$1.1B

Net Loans

$771M

Net Income

$1M

ROA

0.52%

ROE

5.80%

Risk-Based Capital

16.25%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

8

Branch Deposits

$843M

1-Year Change

0

5-year net change: -1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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