PAPER CITY SAVINGS ASSOCIATION

WISCONSIN RAPIDS, WI · Supervised by FDIC

Est. 1933FDIC #29,676RSSD: FDIC-29676

Outstanding Same

Current rating · Exam: April 2022

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.92%

Institution Profile

FDIC BankFind

Website

www.pcs.bank

Address

4200 8th St S, WISCONSIN RAPIDS, WI

County

Wood County

Established

January 1, 1933

Total Assets

$213M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 2022

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Apr 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$213M

Total Deposits

$174M

Net Loans

$184M

Net Income

$488K

ROA

0.92%

ROE

5.96%

Risk-Based Capital

22.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$171M

1-Year Change

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2016

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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