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This institution is no longer active

Operations ceased on November 1, 1998. CRA examination history below reflects the period it was active.

PACIFIC ONE BANK

PORTLAND, OR · Supervised by FDIC

Est. 1996FDIC #34,181RSSD: FDIC-34181
Part ofFIRST HAWAIIAN INC→ View all charters
Satisfactory

Current rating · Exam: October 1998

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.69%

Institution Profile

FDIC BankFind

Address

401 South West Fifth Avenue, PORTLAND, OR

County

Multnomah County

Established

May 31, 1996

Total Assets

$954M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1998

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$954M

Total Deposits

$770M

Net Loans

$761M

Net Income

$5M

ROA

0.69%

ROE

5.44%

Risk-Based Capital

11.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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