FARMINGTON, MO · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$279M
Total Deposits
$226M
Net Loans
$220M
Net Income
$669K
ROA
0.91%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.65%
Risk-Based Capital
21.36%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 316 | 77.22% | 6.96% |
| 2023 | 296 | 80.74% | 6.76% |
| 2022 | 380 | 83.16% | 5.53% |
| 2021 | 553 | 81.37% | 6.87% |
| 2020 | 557 | 76.66% | 9.34% |
| 2019 | 442 | 78.05% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Small Bank |
| Feb 2022 | Satisfactory | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
1 previous rating locked — back to 2013
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Total Branches
5
Branch Deposits
$220M
1-Year Change
0
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Preview:
| 2018 | 429 | 83.22% | 6.99% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red