Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$349M
Total Deposits
$290M
Net Loans
$263M
Net Income
$1M
ROA
1.33%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.38%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 90 | 78.89% | 7.78% |
| 2023 | 133 | 78.2% | 8.27% |
| 2022 | 185 | 80.54% | 7.03% |
| 2021 | 176 | 63.64% | 13.64% |
| 2020 | 157 | 68.79% | 12.10% |
| 2019 | 112 | 70.54% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Small Bank |
| Oct 2022 | Satisfactory | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
4
Branch Deposits
$319M
1-Year Change
0
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Preview:
| 2018 | 128 | 74.22% | 12.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red