This institution is no longer active
Operations ceased on October 6, 2006. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$219M
Total Deposits
$173M
Net Loans
$149M
Net Income
$480K
ROA
0.29%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.47%
Risk-Based Capital
13.36%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 154 | 65.58% | 8.44% |
| 2021 | 87 | 74.71% | 6.90% |
| 2020 | 54 | 90.74% | 5.56% |
| 2019 | 58 | 91.38% | 3.45% |
| 2018 | 29 | 93.1% | 6.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1999 | Satisfactory | Small Bank |
| Sep 1996 | Satisfactory | Small Bank |
| Nov 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1992
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Established
Total Assets