This institution is no longer active

Operations ceased on April 11, 1998. CRA examination history below reflects the period it was active.

ORANGE SAVINGS BANK

ORANGE, MA · Supervised by FDIC

Est. 1871FDIC #90,261RSSD: FDIC-90261

Part ofCHESHIRE FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: June 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.42%

Institution Profile

FDIC BankFind

Address

30 East Main Street, ORANGE, MA

County

Franklin County

Established

January 1, 1871

Total Assets

$88M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1998Call Report / FDIC

Total Assets

$88M

Total Deposits

$77M

Net Loans

$62M

Net Income

$320K

ROA

1.42%

ROE

13.07%

Risk-Based Capital

22.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1994

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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