Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$430M
Total Deposits
$381M
Net Loans
$311M
Net Income
$1M
ROA
1.21%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.56%
Risk-Based Capital
14.34%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 155 | 93.55% | 3.87% |
| 2023 | 129 | 89.15% | 5.43% |
| 2022 | 178 | 92.7% | 2.81% |
| 2021 | 376 | 94.41% | 3.46% |
| 2020 | 421 | 93.59% | 3.80% |
| 2019 | 233 | 91.85% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2023 | Satisfactory | Small Bank |
| Jan 2018 | Satisfactory | Small Bank |
| Mar 2012 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Total Branches
4
Branch Deposits
$344M
1-Year Change
+1
5-year net change: +1 branches
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Preview:
| 2018 | 183 | 90.71% | 3.83% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red