Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$609M
Total Deposits
$482M
Net Loans
$404M
Net Income
$-1,776K
ROA
-1.04%
Below avg for Small banks. Peer avg: 0.44%
ROE
-11.56%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 179 | 47.49% | 44.13% |
| 2020 | 206 | 24.27% | 46.60% |
| 2019 | 109 | 32.11% | 49.54% |
| 2018 | 99 | 45.45% | 39.39% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Intermediate Small Bank |
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| May 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$517M
1-Year Change
-1
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