🏦Bank Scorer

This institution is no longer active

Operations ceased on November 10, 2000. CRA examination history below reflects the period it was active.

ONE VALLEY BANK - NORTH, INC.

MOUNDSVILLE, WV · Supervised by FDIC

Est. 1903FDIC #14,306RSSD: FDIC-14306
Part ofBB&T CORP→ View all charters
Outstanding Same

Current rating · Exam: December 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.27%

Institution Profile

FDIC BankFind

Address

414-418 Jefferson Avenue, MOUNDSVILLE, WV

County

Marshall County

Established

April 20, 1903

Total Assets

$270M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2000Call Report / FDIC

Total Assets

$270M

Total Deposits

$227M

Net Loans

$180M

Net Income

$549K

ROA

0.27%

ROE

4.05%

Risk-Based Capital

13.08%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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