🏦Bank Scorer

This institution is no longer active

Operations ceased on November 10, 2000. CRA examination history below reflects the period it was active.

ONE VALLEY BANK, INC.

MORGANTOWN, WV · Supervised by FDIC

Est. 1911FDIC #12,658RSSD: FDIC-12658
Part ofBB&T CORP→ View all charters
Outstanding Same

Current rating · Exam: December 1999

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.34%

Institution Profile

FDIC BankFind

Address

466 High Street, MORGANTOWN, WV

County

Monongalia County

Established

January 1, 1911

Total Assets

$961M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1999

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2000Call Report / FDIC

Total Assets

$961M

Total Deposits

$723M

Net Loans

$719M

Net Income

$2M

ROA

0.34%

ROE

4.88%

Risk-Based Capital

11.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/2e667734-625a-4a93-beff-e35471fdcce4"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: