Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$665M
Total Deposits
$561M
Net Loans
$488M
Net Income
$1M
ROA
0.70%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.70%
Risk-Based Capital
25.42%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 110 | 81.82% | 7.27% |
| 2023 | 159 | 74.21% | 13.21% |
| 2021 | 281 | 77.94% | 11.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Satisfactory | Intermediate Small Bank |
| Jan 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2017 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2014
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$548M
1-Year Change
-1
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/oconee-federal-savings-and-loan-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: