Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$334M
Total Deposits
$300M
Net Loans
$242M
Net Income
$831K
ROA
1.02%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.73%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 70 | 91.43% | 5.71% |
| 2023 | 69 | 81.16% | 10.14% |
| 2022 | 97 | 82.47% | 11.34% |
| 2019 | 105 | 79.05% | 10.48% |
| 2018 | 98 | 85.71% | 10.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2021 | Satisfactory | Small Bank |
| Oct 2015 | Satisfactory | Small Bank |
| Jun 2010 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$277M
1-Year Change
0
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