Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$462M
Total Deposits
$398M
Net Loans
$356M
Net Income
$1M
ROA
1.26%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.61%
Risk-Based Capital
17.10%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 49 | 87.76% | 0.00% |
| 2023 | 48 | 77.08% | 6.25% |
| 2022 | 135 | 82.96% | 2.22% |
| 2021 | 261 | 81.23% | 2.30% |
| 2020 | 292 | 86.3% | 1.03% |
| 2019 | 136 | 85.29% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Small Bank |
| Mar 2018 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2002
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Total Branches
1
Branch Deposits
$410M
1-Year Change
0
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Preview:
| 2018 | 126 | 86.51% | 3.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red