Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$842M
Net Loans
$903M
Net Income
$2M
ROA
0.91%
Above avg for Community banks. Peer avg: 0.90%
ROE
6.68%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 160 | 81.88% | 6.25% |
| 2023 | 220 | 78.18% | 9.55% |
| 2022 | 259 | 79.54% | 6.56% |
| 2021 | 349 | 79.08% | 7.45% |
| 2020 | 469 | 77.83% | 8.10% |
| 2019 | 325 | 79.08% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Intermediate Small Bank |
| Jul 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
4
Branch Deposits
$823M
1-Year Change
0
5-year net change: +3 branches
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Preview:
| 2018 | 310 | 75.81% | 11.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red