This institution is no longer active

Operations ceased on February 24, 1992. CRA examination history below reflects the period it was active.

NORTHWESTERN STATE BANK

CUMBERLAND, WI · Supervised by FDIC

Est. 1929FDIC #13,024RSSD: FDIC-13024

Part ofFIRSTAR CORP→ View all charters

Satisfactory

Current rating · Exam: May 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.31%

Institution Profile

FDIC BankFind

Address

1485 Second Avenue, CUMBERLAND, WI

County

Barron County

Established

January 1, 1929

Total Assets

$57M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 28, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1991Call Report / FDIC

Total Assets

$57M

Total Deposits

$51M

Net Loans

$25M

Net Income

$172K

ROA

0.31%

ROE

3.57%

Risk-Based Capital

18.25%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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