This institution is no longer active
Operations ceased on January 2, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$977M
Net Loans
$865M
Net Income
$6M
ROA
0.50%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.90%
Risk-Based Capital
17.15%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 188 | 52.66% | 22.87% |
| 2023 | 283 | 56.89% | 21.20% |
| 2022 | 722 | 71.47% | 11.36% |
| 2021 | 809 | 71.45% | 11.00% |
| 2020 | 985 | 63.25% | 13.10% |
| 2019 | 678 | 63.86% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Outstanding | Intermediate Small Bank |
| Jan 2020 | Satisfactory | Intermediate Small Bank |
| Mar 2017 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/northway-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets
| 15.34% |
| 2018 | 616 | 65.26% | 13.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red