Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.3B
Total Deposits
$2.7B
Net Loans
$2.8B
Net Income
$14M
ROA
1.78%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.30%
Risk-Based Capital
16.41%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 76 | 69.74% | 11.84% |
| 2023 | 33 | 81.82% | 3.03% |
| 2022 | 262 | 81.3% | 8.02% |
| 2021 | 1,074 | 81.84% | 6.42% |
| 2020 | 1,414 | 73.55% | 8.91% |
| 2019 | 941 | 73.65% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Large Bank |
| Nov 2020 | Satisfactory | Large Bank |
| Oct 2017 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1993
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Total Branches
14
Branch Deposits
$2.7B
1-Year Change
0
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Preview:
| 2018 | 412 | 77.91% | 7.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red