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This institution is no longer active

Operations ceased on May 1, 2007. CRA examination history below reflects the period it was active.

NORTH SIDE STATE BANK OF ROCK SPRINGS

ROCK SPRINGS, WY · Supervised by FDIC

Est. 1912FDIC #13,244RSSD: FDIC-13244
Satisfactory Same

Current rating · Exam: December 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.48%

Institution Profile

FDIC BankFind

Address

601 North Front Street, ROCK SPRINGS, WY

County

Sweetwater County

Established

August 12, 1912

Total Assets

$122M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2007Call Report / FDIC

Total Assets

$122M

Total Deposits

$102M

Net Loans

$40M

Net Income

$146K

ROA

0.48%

ROE

3.09%

Risk-Based Capital

40.18%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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