Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$1.0B
Net Loans
$625M
Net Income
$5M
ROA
1.68%
Above avg for Community banks. Peer avg: 0.90%
ROE
19.99%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 235 | 88.94% | 3.40% |
| 2023 | 176 | 80.11% | 6.25% |
| 2022 | 247 | 77.33% | 11.74% |
| 2021 | 435 | 80% | 11.95% |
| 2020 | 489 | 81.8% | 9.61% |
| 2019 | 367 | 79.56% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Outstanding | Large Bank |
| Feb 2021 | Outstanding | Large Bank |
| Jan 2018 | Outstanding | Large Bank |
7 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$918M
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 2018 | 276 | 81.52% | 10.87% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red