Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$632M
Total Deposits
$564M
Net Loans
$480M
Net Income
$901K
ROA
0.58%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.54%
Risk-Based Capital
14.93%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 292 | 76.71% | 7.19% |
| 2022 | 493 | 79.92% | 4.87% |
| 2021 | 950 | 79.58% | 4.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Small Bank |
| Jun 2020 | Satisfactory | Small Bank |
| Apr 2017 | Satisfactory | Small Bank |
1 previous rating locked — back to 2012
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$542M
1-Year Change
0
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