Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.6B
Total Deposits
$2.2B
Net Loans
$2.0B
Net Income
$6M
ROA
0.98%
Above avg for Community banks. Peer avg: 0.90%
ROE
6.52%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,538 | 59.82% | 33.55% |
| 2023 | 1,315 | 64.03% | 29.43% |
| 2022 | 1,567 | 66.94% | 25.34% |
| 2021 | 2,451 | 71.44% | 19.54% |
| 2020 | 2,788 | 70.55% | 18.01% |
| 2019 | 1,817 | 63.4% |
This is the only examination on record for this bank.
Total Branches
44
Branch Deposits
$2.1B
1-Year Change
0
5-year net change: -3 branches
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| 27.46% |
| 2018 | 1,754 | 61.4% | 29.65% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red