🏦Bank Scorer

This institution is no longer active

Operations ceased on December 1, 2022. CRA examination history below reflects the period it was active.

NEW YORK COMMUNITY BANK

HICKSVILLE, NY · Supervised by FDIC

Est. 1859FDIC #16,022RSSD: FDIC-16022
Part ofNEW YORK COMMUNITY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2021

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.10%

Institution Profile

FDIC BankFind

Address

102 Duffy Ave, HICKSVILLE, NY

County

Nassau County

Established

January 1, 1859

Total Assets

$62.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2021

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2022Call Report / FDIC

Total Assets

$62.9B

Total Deposits

$41.8B

Net Loans

$48.8B

Net Income

$506M

ROA

1.10%

ROE

9.15%

Risk-Based Capital

11.82%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate11.13%Peer avg: 26.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202195282.56%11.13%
20201,01283.1%8.99%
201991384.23%9.20%
201895587.96%5.03%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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