This institution is no longer active
Operations ceased on November 2, 1990. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$752M
Total Deposits
$689M
Net Loans
$536M
Net Income
$-32,078K
ROA
-4.99%
Below avg for Small banks. Peer avg: 0.44%
Risk-Based Capital
-5.16%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 114 | 57.89% | 27.19% |
| 2023 | 90 | 58.89% | 31.11% |
| 2022 | 106 | 75.47% | 15.09% |
| 2021 | 288 | 80.56% | 4.86% |
| 2020 | 342 | 75.73% | 4.97% |
| 2019 | 195 | 66.15% |
This is the only examination on record for this bank.
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Preview:
County
Established
Total Assets
| 2018 | 107 | 67.29% | 7.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red