This institution is no longer active

Operations ceased on November 2, 1990. CRA examination history below reflects the period it was active.

NEW HAMPSHIRE SAVINGS BANK

CONCORD, NH · Supervised by FDIC

Est. 1830FDIC #17,236RSSD: FDIC-17236

Part ofNEW HAMPSHIRE SB CORP→ View all charters

Satisfactory

Current rating · Exam: April 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.99%

Institution Profile

FDIC BankFind

Address

27 North State Street, CONCORD, NH

County

Merrimack County

Established

August 1, 1830

Total Assets

$752M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 2, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1990Call Report / FDIC

Total Assets

$752M

Total Deposits

$689M

Net Loans

$536M

Net Income

$-32,078K

ROA

-4.99%

Risk-Based Capital

-5.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate27.19%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	114	57.89%	27.19%
2023	90	58.89%	31.11%
2022	106	75.47%	15.09%
2021	288	80.56%	4.86%
2020	342	75.73%	4.97%
2019	195	66.15%	5.64%
2018	107	67.29%	7.48%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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