This institution is no longer active

Operations ceased on March 31, 1999. CRA examination history below reflects the period it was active.

NEW CANAAN BANK AND TRUST COMPANY

NEW CANAAN, CT · Supervised by FDIC

Est. 1976FDIC #22,261RSSD: FDIC-22261

Satisfactory Same

Current rating · Exam: April 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.25%

Institution Profile

FDIC BankFind

Address

208 Elm Street, NEW CANAAN, CT

County

Fairfield County

Established

April 23, 1976

Total Assets

$182M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$182M

Total Deposits

$162M

Net Loans

$108M

Net Income

$2M

ROA

1.25%

ROE

13.23%

Risk-Based Capital

13.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1994

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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