This institution is no longer active

Operations ceased on January 27, 1995. CRA examination history below reflects the period it was active.

NEW BEDFORD INSTITUTION FOR SAVINGS

NEW BEDFORD, MA · Supervised by FDIC

Est. 1825FDIC #23,628RSSD: FDIC-23628

Part ofNBB BCORP INC→ View all charters

Satisfactory Down

Current rating · Exam: July 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.89%

Institution Profile

FDIC BankFind

Address

174 Union Street, NEW BEDFORD, MA

County

Bristol County

Established

January 1, 1825

Total Assets

$2.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$2.5B

Total Deposits

$2.2B

Net Loans

$1.3B

Net Income

$22M

ROA

0.89%

ROE

8.80%

Risk-Based Capital

23.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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