This institution is no longer active
Operations ceased on February 28, 2000. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$19M
Total Deposits
$17M
Net Loans
$12M
Net Income
$213K
ROA
1.08%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.61%
Risk-Based Capital
14.59%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 62 | 59.68% | 40.32% |
| 2023 | 50 | 44% | 46.00% |
| 2021 | 93 | 100% | 0.00% |
| 2020 | 507 | 97.44% | 0.79% |
| 2019 | 273 | 93.41% | 5.13% |
| 2018 | 398 | 95.98% | 2.51% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 1999 | Satisfactory | Small Bank |
| Sep 1996 | Satisfactory | Small Bank |
| Jun 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1991
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Address
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Established
Total Assets
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red