FOND DU LAC, WI · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.9B
Total Deposits
$2.3B
Net Loans
$1.6B
Net Income
$12M
ROA
1.68%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.84%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 974 | 79.16% | 9.03% |
| 2023 | 1,099 | 81.35% | 8.37% |
| 2022 | 1,449 | 79.57% | 7.59% |
| 2021 | 2,462 | 79.98% | 7.23% |
| 2020 | 2,467 | 76.53% | 9.04% |
| 2019 | 1,505 | 79.14% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Large Bank |
| May 2021 | Satisfactory | Large Bank |
| May 2018 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1992
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Total Branches
33
Branch Deposits
$2.3B
1-Year Change
0
5-year net change: -3 branches
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Preview:
| 9.63% |
| 2018 | 859 | 75.2% | 11.06% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red