Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$2.2B
Total Deposits
$1.8B
Net Loans
$1.7B
Net Income
$10M
ROA
1.75%
Above avg for Community banks. Peer avg: 0.90%
ROE
18.12%
Risk-Based Capital
11.72%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 316 | 84.49% | 5.38% |
| 2022 | 455 | 82.86% | 4.84% |
| 2021 | 1,029 | 81.24% | 7.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Outstanding | Intermediate Small Bank |
| Apr 2022 | Outstanding | Intermediate Small Bank |
| Apr 2019 | Outstanding | Intermediate Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
21
Branch Deposits
$1.8B
1-Year Change
+11
5-year net change: +9 branches
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