🏦Bank Scorer

This institution is no longer active

Operations ceased on July 23, 2004. CRA examination history below reflects the period it was active.

NANTUCKET BANK

NANTUCKET, MA · Supervised by FDIC

Est. 1834FDIC #22,055RSSD: FDIC-22055
Part ofSEACOAST FINL SERVICES CORP→ View all charters
Satisfactory Down

Current rating · Exam: May 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.49%

Institution Profile

FDIC BankFind

Address

104 Pleasant Street, NANTUCKET, MA

County

Nantucket County

Established

April 1, 1834

Total Assets

$571M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2002

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$571M

Total Deposits

$347M

Net Loans

$421M

Net Income

$4M

ROA

1.49%

ROE

10.29%

Risk-Based Capital

12.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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