Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$969M
Net Income
$5M
ROA
1.60%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.70%
Risk-Based Capital
12.60%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 456 | 74.78% | 11.84% |
| 2023 | 433 | 81.76% | 8.78% |
| 2022 | 419 | 85.2% | 7.16% |
| 2021 | 594 | 86.03% | 5.56% |
| 2020 | 607 | 76.44% | 10.05% |
| 2019 | 479 | 82.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2015 | Satisfactory | Intermediate Small Bank |
| Aug 2011 | Satisfactory | Intermediate Small Bank |
| Mar 2007 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
12
Branch Deposits
$1.0B
1-Year Change
0
5-year net change: +2 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/montgomery-bank-national-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 423 | 90.54% | 3.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red