Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$814M
Total Deposits
$733M
Net Loans
$633M
Net Income
$2M
ROA
0.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.14%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 188 | 76.06% | 6.38% |
| 2023 | 190 | 80% | 5.26% |
| 2022 | 386 | 77.72% | 5.96% |
| 2021 | 556 | 75% | 7.01% |
| 2020 | 585 | 72.31% | 7.35% |
| 2019 | 386 | 78.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
| Feb 2017 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1994
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Total Branches
5
Branch Deposits
$675M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 334 | 74.85% | 8.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red