This institution is no longer active
Operations ceased on February 13, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.0B
Net Loans
$978M
Net Income
$-3,601K
ROA
-0.30%
Below avg for Community banks. Peer avg: 0.90%
ROE
-2.95%
Risk-Based Capital
8.87%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 38 | 86.84% | 2.63% |
| 2022 | 723 | 83.13% | 4.01% |
| 2021 | 1,055 | 76.78% | 3.70% |
| 2020 | 1,389 | 79.34% | 3.38% |
| 2019 | 669 | 83.26% | 3.89% |
| 2018 | 378 | 81.48% | 6.61% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
| Jun 2015 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Address
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Established
Total Assets
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red