🏦Bank Scorer

MODERN BANK, NATIONAL ASSOCIATION

NEW YORK, NY · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1977FDIC #22,398
Satisfactory Down

Current rating · Exam: February 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.00%

Institution Profile

FDIC BankFind

Address

410 Park Ave, NEW YORK, NY

County

New York County

Established

January 1, 1977

Total Assets

$696M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 5, 2024

Exam Type

Wholesale/Limited Purpose

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Feb 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$696M

Total Deposits

$523M

Net Loans

$496M

Net Income

$2K

ROA

0.00%

ROE

0.01%

Risk-Based Capital

13.47%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$534M

1-Year Change

+1

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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