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This institution is no longer active

Operations ceased on October 26, 1998. CRA examination history below reflects the period it was active.

MISSOURI SOUTHERN BANK

WEST PLAINS, MO · Supervised by FDIC

Est. 1979FDIC #22,916RSSD: FDIC-22916
Part ofHF LTD PARTNERSHIP→ View all charters
Outstanding Up

Current rating · Exam: April 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.15%

Institution Profile

FDIC BankFind

Address

1319 North Porter Wagoner Boulevard, WEST PLAINS, MO

County

Howell County

Established

August 1, 1979

Total Assets

$34M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 1996

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$34M

Total Deposits

$30M

Net Loans

$27M

Net Income

$285K

ROA

1.15%

ROE

11.37%

Risk-Based Capital

16.06%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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