Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$990M
Total Deposits
$860M
Net Loans
$786M
Net Income
$2M
ROA
0.67%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.11%
Risk-Based Capital
13.47%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 26 | 92.31% | 0.00% |
| 2023 | 28 | 89.29% | 3.57% |
| 2019 | 68 | 95.59% | 1.47% |
| 2018 | 83 | 97.59% | 1.20% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Intermediate Small Bank |
| Oct 2022 | Satisfactory | Intermediate Small Bank |
| Mar 2020 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
7
Branch Deposits
$983M
1-Year Change
0
5-year net change: -1 branches
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