This institution is no longer active

Operations ceased on October 7, 2017. CRA examination history below reflects the period it was active.

MIDSTATE COMMUNITY BANK

BALTIMORE, MD · Supervised by FDIC

Est. 1884FDIC #29,930RSSD: FDIC-29930

Satisfactory

Current rating · Exam: December 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.36%

Institution Profile

FDIC BankFind

Address

6810 York Road, BALTIMORE, MD

County

Baltimore County

Established

April 4, 1884

Total Assets

$162M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2013

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2017Call Report / FDIC

Total Assets

$162M

Total Deposits

$137M

Net Loans

$95M

Net Income

$450K

ROA

0.36%

ROE

2.49%

Risk-Based Capital

36.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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