Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$642M
Total Deposits
$576M
Net Loans
$528M
Net Income
$159K
ROA
0.10%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.12%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 71 | 87.32% | 4.23% |
| 2023 | 81 | 86.42% | 1.23% |
| 2022 | 110 | 88.18% | 2.73% |
| 2021 | 130 | 92.31% | 1.54% |
| 2020 | 163 | 87.73% | 3.07% |
| 2019 | 95 | 89.47% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2009 | Satisfactory | Intermediate Small Bank |
| Dec 2006 | Satisfactory | Small Bank |
| Oct 2004 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$590M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 89 | 78.65% | 3.37% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red