This institution is no longer active

Operations ceased on September 27, 1991. CRA examination history below reflects the period it was active.

MIDCOUNTY BANK AND TRUST COMPANY

NORWOOD, MA · Supervised by FDIC

Est. 1986FDIC #26,843RSSD: FDIC-26843

Satisfactory

Current rating · Exam: June 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.38%

Institution Profile

FDIC BankFind

Address

157 Central Street, NORWOOD, MA

County

Norfolk County

Established

November 7, 1986

Total Assets

$62M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 6, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1991Call Report / FDIC

Total Assets

$62M

Total Deposits

$58M

Net Loans

$50M

Net Income

$-118K

ROA

-0.38%

ROE

-9.17%

Risk-Based Capital

5.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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