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This institution is no longer active

Operations ceased on November 7, 1998. CRA examination history below reflects the period it was active.

MIDAMERICA BANK

DODGEVILLE, WI · Supervised by FDIC

Est. 1951FDIC #17,006RSSD: FDIC-17006
Part ofNORWEST CORP→ View all charters
Outstanding Same

Current rating · Exam: December 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.97%

Institution Profile

FDIC BankFind

Address

178 North Iowa Street, DODGEVILLE, WI

County

Iowa County

Established

April 16, 1951

Total Assets

$85M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$85M

Total Deposits

$77M

Net Loans

$54M

Net Income

$-633K

ROA

-0.97%

ROE

-14.39%

Risk-Based Capital

10.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate0.00%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202456993.67%0.00%
202349192.67%0.61%
202271093.38%0.14%
20211,00095.6%0.10%
20201,10395.74%0.18%
201965991.96%0.00%
201845693.64%0.00%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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