This institution is no longer active
Operations ceased on November 7, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$85M
Total Deposits
$77M
Net Loans
$54M
Net Income
$-633K
ROA
-0.97%
Below avg for Small banks. Peer avg: 0.44%
ROE
-14.39%
Risk-Based Capital
10.23%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 569 | 93.67% | 0.00% |
| 2020 | 1,103 | 95.74% | 0.18% |
| 2019 | 659 | 91.96% | 0.00% |
| 2018 | 456 | 93.64% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 1995 | Outstanding | Not Reported |
| May 1993 | Outstanding | Not Reported |
| Jul 1991 | Outstanding | Not Reported |
Exam dates and details are paywalled
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Address
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Established
Total Assets