This institution is no longer active

Operations ceased on June 23, 2006. CRA examination history below reflects the period it was active.

MID-VALLEY BANK

WOODBURN, OR · Supervised by FDIC

Est. 1998FDIC #34,892RSSD: FDIC-34892

Satisfactory Same

Current rating · Exam: December 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.41%

Institution Profile

FDIC BankFind

Address

1755 Mt. Hood Avenue, Suite 120, WOODBURN, OR

County

Marion County

Established

October 28, 1998

Total Assets

$100M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2006Call Report / FDIC

Total Assets

$100M

Total Deposits

$81M

Net Loans

$72M

Net Income

$-103K

ROA

-0.41%

ROE

-4.63%

Risk-Based Capital

12.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2000

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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