Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.0B
Net Loans
$800M
Net Income
$6M
ROA
2.19%
Above avg for Community banks. Peer avg: 0.90%
ROE
19.22%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 360 | 76.94% | 5.28% |
| 2023 | 356 | 74.44% | 9.27% |
| 2022 | 334 | 81.44% | 8.68% |
| 2021 | 458 | 73.8% | 6.99% |
| 2020 | 595 | 80.17% | 5.71% |
| 2019 | 355 | 74.37% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Intermediate Small Bank |
| Apr 2021 | Satisfactory | Intermediate Small Bank |
| Mar 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
11
Branch Deposits
$808M
1-Year Change
+1
5-year net change: +6 branches
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Preview:
| 2018 | 363 | 71.07% | 9.37% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red