This institution is no longer active

Operations ceased on December 10, 1994. CRA examination history below reflects the period it was active.

METROPOLITAN BANK AND TRUST COMPANY

MELROSE, MA · Supervised by FDIC

Est. 1974FDIC #21,592RSSD: FDIC-21592

Part ofMETRO BCORP INC→ View all charters

Satisfactory

Current rating · Exam: May 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.72%

Institution Profile

FDIC BankFind

Address

846 Main Street, MELROSE, MA

County

Middlesex County

Established

May 20, 1974

Total Assets

$50M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$50M

Total Deposits

$46M

Net Loans

$30M

Net Income

$261K

ROA

0.72%

ROE

8.72%

Risk-Based Capital

15.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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