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This institution is no longer active

Operations ceased on September 14, 2007. CRA examination history below reflects the period it was active.

MERCANTILE-SAFE DEPOSIT AND TRUST COMPANY

BALTIMORE, MD · Supervised by FDIC

Est. 1864FDIC #20,347RSSD: FDIC-20347
Part ofPNC FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: January 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.45%

Institution Profile

FDIC BankFind

Address

2 Hopkins Plaza, BALTIMORE, MD

County

Baltimore City County

Established

January 1, 1864

Total Assets

$8.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2005

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2007Call Report / FDIC

Total Assets

$8.6B

Total Deposits

$4.8B

Net Loans

$5.5B

Net Income

$61M

ROA

1.45%

ROE

13.99%

Risk-Based Capital

10.93%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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