This institution is no longer active

Operations ceased on December 12, 1998. CRA examination history below reflects the period it was active.

MERCANTILE BANK OF WESTERN MISSOURI

JOPLIN, MO · Supervised by FDIC

Est. 1919FDIC #12,681RSSD: FDIC-12681

Part ofU.S. Bancorp→ View all charters

Outstanding

Current rating · Exam: April 1998

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.37%

Institution Profile

FDIC BankFind

Address

402 Main Street, JOPLIN, MO

County

Jasper County

Established

October 18, 1919

Total Assets

$663M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 1998

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$663M

Total Deposits

$596M

Net Loans

$421M

Net Income

$7M

ROA

1.37%

ROE

19.55%

Risk-Based Capital

11.19%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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