This institution is no longer active

Operations ceased on December 10, 1994. CRA examination history below reflects the period it was active.

MERCANTILE BANK OF TABLE ROCK LAKE

BRANSON WEST, MO · Supervised by FDIC

Est. 1960FDIC #18,163RSSD: FDIC-18163

Part ofU.S. Bancorp→ View all charters

Outstanding Up

Current rating · Exam: October 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.96%

Institution Profile

FDIC BankFind

Address

Highway 13 South, BRANSON WEST, MO

County

Stone County

Established

March 15, 1960

Total Assets

$58M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$58M

Total Deposits

$49M

Net Loans

$50M

Net Income

$835K

ROA

1.96%

ROE

22.87%

Risk-Based Capital

12.69%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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